Munich Personal RePEc Archive

Lending Competition and Relationship Banking: Evidence from Japanese Prefectural Level Data

Ogura, Yoshiaki and Yamori, Nobuyoshi (2009): Lending Competition and Relationship Banking: Evidence from Japanese Prefectural Level Data.

This is the latest version of this item.

[img]
Preview
PDF
MPRA_paper_17862.pdf

Download (109Kb) | Preview

Abstract

The question of whether more competition among banks increases relationship banking, which is predicted to improve credit availability for informationally opaque firms in theory, is a controversial issue in the banking literature. By using firm-level survey data in Japan, this paper provides evidence for the negative correlation between lending competition and the provision of relationship banking . This paper raises the question whether fierce interbank competition is always beneficial for small firms.

Available Versions of this Item

UB_LMU-Logo
MPRA is a RePEc service hosted by
the Munich University Library in Germany.