zia, Jiyaur Rahman and zeba, Dr. Zeba Sheereen (2009): Trends and composition of institutional credit to the agriculture sector during the post-reform period.
Download (223kB) | Preview
This paper attempts to analyse the changes in trends and composition of multi-agency network (Co-operatives, SCBs, and RRBs) in issuance of credit to agriculture sector during the post-reform period by using time series data from 1975 to 2005. The analysis reveals that the trends of direct (short and long-term) and indirect institutional credit to agriculture sector has increased significantly during the post-reform period. As far as the composition is concerned, the share of SCBs as percentage of total direct institutional credit has increased significantly whereas the co-operatives share has decreased. The regional rural banks contribution has been almost constant. We have also tried to find out the distribution of indirect finance through Scheduled Commercial Banks.
|Item Type:||MPRA Paper|
|Original Title:||Trends and composition of institutional credit to the agriculture sector during the post-reform period|
|Subjects:||E - Macroeconomics and Monetary Economics > E5 - Monetary Policy, Central Banking, and the Supply of Money and Credit
Q - Agricultural and Natural Resource Economics; Environmental and Ecological Economics > Q1 - Agriculture > Q14 - Agricultural Finance
G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages
|Depositing User:||JIYAUR RAHMAN ZIA|
|Date Deposited:||04. Aug 2010 21:49|
|Last Modified:||14. Feb 2013 12:58|
• Acharya, S S (2006): “Agricultural Marketing and Rural Credit for Strengthening India Agriculture”, INMR Policy Brief No. 3, Asian Development Bank. • Economic Survey, Government of India, Various Issues. • Gadgil, M V (1994): “Formal Agricultural Credit System in India: Shape of Things to Come”, Indian Journal of Agricultural Economics, XLIX (3). • Golait, R (2007), “Current Issues in Agriculture Credit in India: An Assessment”, RBI Occasional Papers, Vol. 28, No.1. • Handbook of Statistics on Indian Economy (2007-08), RBI. • Katula, R and Gulati A (1992): Institutional Credit for Agriculture: Issues Related to Interest and Default Subsidy, Journal of Indian School of Political Economy, IV (4). • Khusro A M (1989): “A Review of the Agricultural Credit System in India”, Report of the Agricultural Credit Review Committee, RBI, Bombay. • Lekhi, R.K. and Singh, Joginder (2003): “Agricultural Economics”, Kalyani publishers. • Majumdar, N A (2005): “Risk Philosophy: An Enquiry into Risks and Uncertainties in Agriculture and the Role of Credit”, Occasional Paper No.41, Deptt. Of Economic Analysis and Research, NABARD, Mumbai. • Mohan, Rakesh (2004): “Agricultural Credit in India: Status, Issues and Future Agenda”, RBI Bulletin, November. • Patil, B V (2002): “Report of the Joint Committee on Revitalization Support to Cooperative Credit Structure”, Ministry of Finance, Government of India, New Delhi. • Reddy, Y D (2001): “Indian Agriculture and Reform: Concern, Issues and Agenda”, RBI Bulletin, March. • “Report on Trend and Progress of Banking in India 2005-06”, RBI, Mumbai. • Sahu, G B and Rajasekhar D (2005): “Banking Sector Reform and Credit Flow to Indian Agriculture” Economic and Political Weekly. • Sivaraman B (1981): “Report of the Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development” (CRAFICARD), Reserve Bank of India, Bombay. • Vaidyanathan, A (2005): “Report of the Task Force on Revival of Rural Cooperative Credit Institutions”, Ministry of Finance, Government of India, New Delhi. • Vyas V S (2004): “Report of the Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking System”, RBI, Mumbai.