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An assessment of the demand for flexible saving services: evidence from Bangladesh

Khaleque, Abdul (2010): An assessment of the demand for flexible saving services: evidence from Bangladesh.

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Abstract

This paper uses Plan-InM household survey data on the participants of Plan Bangladesh Funded Flexible Microfinance Services. The analysis suggests that the extreme poor households who may have likelihood to be self excluded from the financial services have a significant higher preference or demand for flexible saving services. The migrant households have a positive significant demand for flexible saving services. But the demand for flexible saving service is inversely related to the households’ food vulnerability and unexpected financial crisis, such as loss in income due to injury of household members, price hike, etc.

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