Ghosh, Saibal (2011): Determinants of banking outreach: An empirical assessment of Indian states. Published in: Journal of Developing Areas , Vol. 46, No. 2 (2012): pp. 269-295.
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The paper explores the factors influencing banking outreach. Using time series data on Indian states for 1973-2004, the analysis indicates a divergence across states in terms of the outreach of formal finance over time, ceteris paribus. The findings also uncover an important role of literacy and physical infrastructure. As well, the findings also point to the fact that the spread and use of banking services can be adversely affected by unfavorable labor regulations. Robustness tests reinforce these findings.
|Item Type:||MPRA Paper|
|Original Title:||Determinants of banking outreach: An empirical assessment of Indian states|
|Keywords:||banking outreach; sub-national; India|
|Subjects:||D - Microeconomics > D3 - Distribution > D31 - Personal Income, Wealth, and Their Distributions
G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages
|Depositing User:||Saibal Ghosh|
|Date Deposited:||07. May 2012 22:19|
|Last Modified:||13. Feb 2013 02:53|
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