Lipishree Das, Dr. (2012): Microfinance in India: self help groups - bank linkage model.
Download (204kB) | Preview
While the MFI model of microfinance is unsustainable, the SHG-Bank Linkage approach can make a positive impact on security and empowerment of the disadvantaged. Much more than microfinance is needed to overcome the problems that have persisted over the last 100 years. The findings from this study suggest that there is rise in the history and perspectives of rural credit in India in form of microfinance. And there is need for improved governance to manage challenges for future so that inclusive growth is possible.
|Item Type:||MPRA Paper|
|Original Title:||Microfinance in India: self help groups - bank linkage model|
|English Title:||Microfinance in India: Self Help Groups - Bank Linkage Model|
|Keywords:||Microfinance, SHG, Bank|
|Subjects:||E - Macroeconomics and Monetary Economics > E5 - Monetary Policy, Central Banking, and the Supply of Money and Credit > E59 - Other
G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages
J - Labor and Demographic Economics > J2 - Demand and Supply of Labor > J23 - Labor Demand
|Depositing User:||Dr. Lipishree Das|
|Date Deposited:||12. May 2012 23:44|
|Last Modified:||11. Feb 2013 17:37|
Basu, P. and P. Srivastava (2005): 'Exploring Possibilities: Microfinance and Rural Credit Access for the Poor in India', Economic and Political Weekly, April 23
Besley, T. (1995) “Saving, Credit and Insurance,” in Behrman, J. and T.N. Srinivasan (ed.)
Bhaduri, A. (2006): ‘Provision of Rural Financial Services’, in Employment and Development: Essays from an Unorthodox Perspective, Oxford University Press.
Fernandez, A.P. (2007): 'Sanghamithra – An MFI with a Difference: Are SHGs Only Financial Intermediaries?', Economic and Political Weekly, Vol. XLII, No. 13
Ghate, P. (2006): Microfinance in India: A State of the Sector Report, 2006, CARE & Ford Foundation, New Delhi.
Kabeer, N. (2005): ‘Is Microfinance a ‘Magic Bullet’ for Women's Empowerment?’, Economic and Political Weekly, 29 October.
Kabeer N. (2001),“Conflicts Over Credit: Re-evaluation the Empowerment Potential of Loans to Women in Rural Bangladesh”: World Development,Vol.29,No.1.
Mayoux, L. 2001. “Tackling the Down Side: Social Capital, Women’s Empowerment and Micro-Finance in Cameroon, ”Development and Change, 32(3): 421-450.
MYRADA (2002): Impact of Self Help Groups (Group Processes) On the Social/Empowerment Status of Women Members in Southern India, NABARD.
NABARD (2000): Task Force on Supportive Policy and Regulatory framework for Micro Finance in India.
NABARD (2010-11): Annual Report