Housing Finance System in India and China - An Exploratory Investigation

Palanisamy, Saravanan and Ramamoorthy, Nagarajan (2007): Housing Finance System in India and China - An Exploratory Investigation. Unpublished.

Abstract

The current work aims at investigating the Housing Finance System in India and china with the follwoing major objectives.

(i) To study the structural characteristics of housing finance system such as housing market and housing finance, borrowing contract types, lending and funding and regulations across the countries. (ii) To compare and contrast the evolution and recent trends in housing finance system in India and China. (iii) To assess the potential risk implications including the default, recovery, non-performing advances in this sector, the reasons and the recovery.

• Item Type: MPRA Paper
• Language: English
• Keywords: Housing Finance, India, China
• Subjects: G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

References

1. BIS (Bank for International Settlements) 2006, “Housing Finance in the Global Financial Market”, Committee on the Global Financial System, Report No.26 2. Haibin Zhu (2006), “The Structure of Housing Finance Markets and House Prices in Asia”, BIS Quarterly Review, December, pp.55-69 3. Krishnan, D (2006), “Housing Scenario in India” – Unpublished Report 4. Luci Ellis (2006), “Housing and Housing Finance: The View from Australia and Beyond, Research Discussion Paper, RDP 2006-12 5. Parekh, D (2006), “What Will It Take to Provide Brick and Mortar Housing Every one in India”, Business Today, January, 15, pp.no.8 6. Piayasiri, S.H.(2006), “ Home Loans- Recent Trends in Sri Lanka”, Housing Finance International, Vol.20,4, pp29-33