Munich Personal RePEc Archive

Role of Banks in Housing in Finance

Arshad Khan, Muhammad (2003): Role of Banks in Housing in Finance. Published in: Journal of The Institute of Bankers Pakistan , Vol. 71, No. 1 (January 2004): pp. 43-73.

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Abstract

In this study an attempt has been made to analyze the role of banks in housing finance in Pakistan. The evidence shows that presently Pakistan is facing a housing backlog of 5.38 to 6 millions units. The big demand for housing calls for an active role of banks, HFCs and other financiers. The total housing finance demand is close to Rs. 68 billion per annum against annual provision of Rs 3 to 4 billion.

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