Munich Personal RePEc Archive

Role of banks in housing finance

Mehar, Ayub (2005): Role of banks in housing finance. Published in: Journal of the Institute of Bankers (2006)

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Abstract

It is implied that the Housing Finance companies and banking sector can find an equilibrium rate of return on deposits by simultaneous determination of the utilization of housing loans and supply of the funds. The results are also useful in determination of equilibrium ratio of the rental income to return on deposits. An optimal rate of return on bank deposits can be found in response of a return on housing property.

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