Dehejia, Rajeev; Montgomery, Heather and Morduch, Jonathan (2005): Do interest rates matter? credit demand in the Dhaka Slums. Published in: ADB Institute Discussion Paper No. 37
Montgomery, Heather (2002): Taipei,China's banking problems: lessons from the Japanese experience. Published in: ADB Institute Research Paper No. 42
Montgomery, Heather (2005): Meeting the double bottom line: the impact of Khushhali bank's microfinance program in Pakistan. Published in: Asian Development Bank Institute Policy Paper No.8
Montgomery, Heather (2003): The role of foreign banks in post-crisis Asia: the importance of method of entry. Published in: ADB Institute Research Paper No. 51
Quibria, M.G. (2003): Growth and Poverty Reduction Does Political Regime Matter? Published in: Growth and Poverty: The Development Experience of Bangladesh ,edited by Sadiq Ahmed and Wahiduddin Mahmud , The University Press Limited , for The (June 2006): pp. 73-92.
Quibria, M.G. (2002): Growth and Poverty: Lessons from the East Asian Miracle Revisited. Published in: ADB Institute Research Paper , Vol. Februray 2002, No. 33 (February 2002): pp. 1-123.
Santoso, Wimboh; Montgomery, Heather; Besar, Dwityapoetra and Hanh, Tran (2005): Coordinated failure? a cross-country bank failure prediction model. Published in: ADB Institute Discussion Paper No. 32
Weiss, John and Montgomery, Heather (2004): Great expectations: microfinance and poverty reduction in Asia and Latin America. Published in: ADB Institute Discussion Paper No. 15
Weiss, John; Montgomery, Heather and Kurmanalieva, Elvira (2003): Micro finance and poverty reduction in Asia: what is the evidence? Published in: ADB Institute Research Paper No. 53