Kovačić, Zlatko (2004): A predictive model for e-commerce consumer expenditure in EC countries. Published in: Proceedings of the 3rd International Business Information Management Conference in Cozumel, Mexico, December 14-16, 2004 (14. December 2004)
Kovačić, Zlatko (2007): Forecasting volatility: Evidence from the Macedonian stock exchange. Unpublished.
