Munich Personal RePEc Archive

Reliability and security at the dawn of electronic bank transfers in the 1970s-1980s

Maixe-Altes, J. Carles (2020): Reliability and security at the dawn of electronic bank transfers in the 1970s-1980s.

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Abstract

From a historical perspective, the concept of reliability and computing security in the early 1970s, when electronic data transfer processes were in infancy, is especially interesting in terms of their implications in technological change and the business of banking. The cases of Japan, Spain and Germany, in terms of their national banking networks, provide an interesting field of analysis in terms of the implications that the online data transfer systems had for banking institutions. Concerns about the reliability of the computing processes and digital security were the key factors. These innovations laid the foundation for the advancement of networks and new banking services that would open up unprecedented horizons in what was to become known as service banking.

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