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Pensiones Ley 97 del IMSS. México

Villalobos Lopez, Jose Antonio (2021): Pensiones Ley 97 del IMSS. México.

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Abstract

In 1973, the income of working workers financed the pensions of retired workers, over the years the ratio of assets and pensioners changed, financing a smaller portion of Mexico's total pensions. In 1973 the relationship of active right holders for each pensioner was 14 to 1, while that relationship in 2019 is 5 to 1. The Retirement Savings System (SAR) had weights of 3.8 trillion pesos through 2019, which account for 16.1% of national GDP. Compared to eight Latin American countries in individual capitalization per capita funds for 2017, Chile accumulates more than $18,000 for each worker, Uruguay follows with just over $11,000 per quote, and Mexico has only $3,000 for each insured. With the December 2020 reforms, this situation is expected to improve.

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