Les technologies de l’information et de la communication (TIC) améliorent-elles le développement financier en Afrique Subsaharienne ?

Tsatchoua Tchakouadeu, Jacques and Bouwawé, Duclo and Awoutcha Tchieuzing, Romuald Fernand (2024): Les technologies de l’information et de la communication (TIC) améliorent-elles le développement financier en Afrique Subsaharienne ?

Abstract

The objective of this study is to investigate the effects of ICT on financial development as measured by domestic credit to the private sector in Sub-Saharan Africa. The study uses a panel of 30 countries and covers the period 1995 - 2019. The data come from a variety of sources and the method of generalised moments in a system (GMM) is used for the regressions. The results show that mobile phone subscriptions (ATM) and fixed-line subscriptions (ATF) have a positive and significant effect on financial development at the 1% level, with ATF having a greater impact. Hence the need for governments and financial institutions in African countries to invest in promoting and investing in ICT infrastructure.

• Item Type: MPRA Paper
• English Title: Are information and communication technologies (ICTs) improving financial development in Sub-Saharan Africa?
• Language: French
• Keywords: ICT, Financial development, Financial technology, Sub-Saharan Africa
• Subjects: G - Financial Economics > G1 - General Financial Markets > G14 - Information and Market Efficiency ; Event Studies ; Insider Trading; G - Financial Economics > G2 - Financial Institutions and Services > G20 - General; L - Industrial Organization > L9 - Industry Studies: Transportation and Utilities > L96 - Telecommunications; O - Economic Development, Innovation, Technological Change, and Growth > O5 - Economywide Country Studies > O55 - Africa

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