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100 Quotes About Financial Inclusion: What Expert Observations Say About Digital Financial Inclusion

Ozili, Peterson K (2026): 100 Quotes About Financial Inclusion: What Expert Observations Say About Digital Financial Inclusion. Forthcoming in:

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Abstract

This article presents some of the current thinking and arguments about financial inclusion from the perspective of informed financial inclusion experts. It gives the reader an opportunity to reflect on the objective, benefits, risks and challenges of financial inclusion and to make an independent assessment of what the financial inclusion agenda is all about. The viewpoints, presented as quotes in this article, show that financial inclusion is a promising development policy agenda and there are good intentions for promoting financial inclusion. However, achieving financial inclusion is a complex process, with too many interested parties seeking to serve customers in exchange for gain while banked adults are left to deal with the residual risks associated with using traditional and/or digital financial services.

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