New solutions in the crediting process of agriculture

Harangus, Daniela (2008): New solutions in the crediting process of agriculture. Published in: Annals of DAAAM for 2008 & Proceedings of the 19th International DAAAM Symposium (22 October 2008): pp. 589-590.

Abstract

In the introduction of this paper are showed the principal elements for analysis taken into consideration in the crediting process of agriculture. An excessive rigour in the analysis of these elements leads to a limitation of access to banking credits for agricultural farms. The method of this research is based to quantification of flexibility degree of banks granting credits to agricultural customers and finding new solutions in the crediting process of agriculture. It results that the totality of risk factors specific to any activity, including the agricultural farm, can be quantified. Starting with the analysis of risk factors and symptoms, this paper proposes new solutions for diminishing the degree of banks risks.

• Item Type: MPRA Paper
• Language: English
• Keywords: credit, risk, agriculture, quantification, flexibility
• Subjects: G - Financial Economics > G0 - General; G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages

References

Harangus, D. (2008). The Dimension of Bank Risks in the Crediting Process of Agriculture, Proceedings of International Scientific Symposium (Ed. x (3), pp. 207-212, ISSN 1453-1410, Timisoara, May 2008, Agroprint Publishing House, Timisoara

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