Ghosh, Saibal and Nachane, D M (2002): Off-balance sheet activities in banking: Theory and Indian experience. Published in: Indian Economy: Agenda for the twenty-first century (2002)
Download (50kB) | Preview
The paper examines the OBS activities of Indian banks, highlighting, in particular, thier growth, diversification and the factors leading to thier increased usage
|Item Type:||MPRA Paper|
|Original Title:||Off-balance sheet activities in banking: Theory and Indian experience|
|Keywords:||off-balance sheet; banking; India|
|Subjects:||G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages|
|Depositing User:||Saibal Ghosh|
|Date Deposited:||20. Sep 2009 07:28|
|Last Modified:||11. Feb 2013 21:56|
Abrahamson, E. and L.Rosenkopf, 1993, “Institutional and Competitive Bandwagons : Using Mathematical Modeling as a Tool to Explore Innovation Diffusion”, Academy Of Management Review, 18, 487-517
Angbazo, L., 1997, “Commercial Bank Net Interest Margins, Default Risk, Interest Rate Risk and Off-balance Sheet Banking”, Journal of Banking and Finance, 21, 55-87.
Avery, R. and A.Berger, 1991a, “Loan Commitments and Bank Risk Exposure”, Journal of Banking and Finance, 15, 173-192.
Avery, R. and A.Berger, 1991b, “Risk-based Capital and Deposit Insurance Reform”, Journal of Banking and Finance, 15, 847-874.
Baer, H. and C.Pavel, 1987, “Does Regulation Drive Innovation?”, Federal Reserve Bank of Chicago: Economic Perspectives, 3-16.
Benveniste, L. and A.Berger, 1987, “Securitization with Recourse: An Instrument that Offers Uninsured Depositors Sequential Claims”, Journal of Banking and Finance, 11, 403-424.
Berger, A.N., 1995, “The Relationship between Capital and Earnings in Banking” Journal of Money, Credit and Banking, 27, 432-456
Berger, A.N. and G.F.Udell, 1995, “Relationship Lending and Lines of Credit in Small Firm Finance” Journal of Business, 68, 351-382
Bernanke, B.S., 1986, “Alternative Explanations of the Money-Income Correlation”, Carnegie-Rochester Conference Series on Public Policy, 25, 49-100
Boot, A.W.A. and A.V.Thakor, 1991, “Off-balance Sheet Liabilities, Deposit Insurance and Capital Regulation”, Journal of Banking and Finance, 15, 825-846.
Davies, S., 1979, The Diffusion of Process Innovations, Cambridge, Cambridge University Press.
Fung, M.K. and A.C.S.Cheng, 2004, “Diffusion of Off-balance Sheet Financial Innovations: Information Complementarity and Market Competition”, Pacific-Basin Finance Journal, 12, 525-540.
Furlong, F.T. and M.C.Keeley, 1989, “Capital Regulation and Bank Risk-taking”, Journal of Banking and Finance, 35, 883-891
Greene, W.H., 1990, Econometric Analysis, Prentice Hall, New Jersey, USA.
Griliches, Z., 1957, “Hybrid Corn: An Exploration in the Economics of Technical Change”, Econometrica, 25, 501-522
Hannan, T.H. and J.M.McDowell, 1987, “Rival Precedence and the Dynamics of Technology Adoption: An Empirical Analysis”, Economica, 54, 155-171.
Jacques, K. and P.Nigro, 1997, “Risk-based Standards, Portfolio Risk and Bank Capital: A Simultaneous Equations Approach”, Journal of Economics and Business, 49, 533-547
Jagtiani, J., A.Saunders and G.Udell, 1995a, “The Effect of Bank Capital Requirements on Bank Off-balance Sheet Financial Innovations”, Journal of Banking and Finance, 19, 647-658.
Jagtiani, J., A.Nathan and G.Sick, 1995b, “Scale Economies and Cost Complementarities in Commercial Banks: On- and Off-balance Sheet Activities”, Journal of Banking and Finance, 19, 1175-1189.
Jagtiani, J., A.Saunders and G.Udell, 1997, “Financial Innovations and the Growth of Bank Derivative Activities”, in B. Schachter (ed.) Derivatives, Regulation and Banking, Elsevier Science, 7-40.
Kim, D and A M Santomero, 1988, “Risk in Banking and Capital Regulation”, Journal of Finance, 43, 1219-33.
Koehn, M and A.M. Santomero, 1980, “Regulation of Bank Capital and Portfolio Risk”, Journal of Finance, 35, 1235-1244.
Koppenhaver, G.D., and R.D.Stover, 1991, “Stand-by Letters of Credit and Large Bank Capital: An Empirical Analysis”, Journal of Banking and Finance, 15, 315-327.
Lewis, M.K., 1987, “Off-balance Sheet Activities and Financial Innovation in Banking”, Banca Nazionale del Lavoro Quarterly Review, 166, 387-410
Mansfield, E., 1961 , “Technical Change and the Rate of Imitation”, Econometrica, 29, 741-766
Molyneux, P and N.Shamroukh, 1999 , Financial Innovation, John Wiley & Sons, New York
Nachane, D M and S. Ghosh, 2002, “Determinants of Off-Balance Sheet Activities: An Empirical Analysis of Public Sector Banks”, Economic and Political Weekly- Special Issue in Money, Banking and Finance, February, 421-428.
Pavel, C. and D.Philis, 1987, “Why Commercial Banks Sell Loans: An Empirical Analysis”, Economic Perspectives, Federal Reserve Bank of Chicago, May/June, 3-14
Reserve Bank of India, Report on Trend and Progress of Banking in India, Reserve Bank of India: Mumbai.
Reserve Bank of India, Statistical Tables Relating to Banks in India, Reserve Bank of India: Mumbai.