Saha, Amrita (2010): Urban Cooperative Banks: A Case Study of Karnataka. Published in: Yojana- Government of India Development Monthly (September 2010)
This is the latest version of this item.
Download (93kB) | Preview
The Urban Cooperative Banks catering to the needs of the people of the weaker sections in the urban areas are a powerful means of financial empowerment and financial inclusion. Urban Cooperative Banking is based on the twin model of Banking & Cooperation. In spite of immense heterogeneity in assets, operation area, nature of operation; UCBs have immense potential to tackle externalities that inhibit smooth credit flow at a local level.I have undertaken a Case Study on UCBs in Karnataka. It is based on first-hand qualitative and quantitative data from the UCBs, secondary data from RBI Offsite Surveillance System, Bank’s Balance Sheets & RBI Inspection reports. A survey of the selected UCBs in June 2009 yielded meaningful insights.
|Item Type:||MPRA Paper|
|Original Title:||Urban Cooperative Banks: A Case Study of Karnataka|
|Keywords:||Urban Cooperative Banks|
|Subjects:||G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages|
|Depositing User:||Amrita Saha|
|Date Deposited:||10. Nov 2010 12:39|
|Last Modified:||11. Feb 2013 17:55|
1999, Madhav Rao Committee Report , Reserve Bank of India
Report on Trend & Progress of Banking in India, Reserve Bank of India , 2007-08
Late Shri R.N.Godbole Memorial Lecture (2006) delivered by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India on December 6, 2006 at Shivaji University, Kolhapur
Master Circulars , Reserve Bank of India
ET Bureau, 11 May 2010, 0356 hrs IST, Consolidation efforts fail, public banks told to target urban cooperative banks.
Financial Structure & Bank Profitability, Asli Demeriguc & Harry Huizinga, World Bank, Department of Economics.
Report of the Working Group on Umbrella Organisation and Constitution of Revival Fund for Urban Cooperative Banks (UCBs)
Available Versions of this Item
Urban Cooperative Banks: A Case Study of Karnataka. (deposited 06. Nov 2010 20:23)
- Urban Cooperative Banks: A Case Study of Karnataka. (deposited 10. Nov 2010 12:39) [Currently Displayed]