Munich Personal RePEc Archive

An Analysis of the Mobile Payment Problem in Europe

Pousttchi, Key (2004): An Analysis of the Mobile Payment Problem in Europe. Published in: Multikonferenz Wirtschaftsinformatik (MKWI), Essen, März 2004 : pp. 260-268.


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Mobile payment is crucial for, but not limited to mobile commerce. But a role as an established payment system still seems to be a distant prospect for it. In this paper we examine the basic conditions to mobile payment with special regard to the European market. Based on this, we analyze the current deadlock on the mobile payment market in order to develop a set of requirements to an integrative solution in the form of a Universal Mobile Payment System (UMPS). Finally, applications and constrictions of the results are shown and an outlook on the future of mobile payment is given.

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