Munich Personal RePEc Archive

Financial Inclusion for Youth Entrepreneurs in Creative Industry: a case of youth entrepreneurs in clothing industry in Yogyakarta, Indonesia

Brata, Aloysius Gunadi (2010): Financial Inclusion for Youth Entrepreneurs in Creative Industry: a case of youth entrepreneurs in clothing industry in Yogyakarta, Indonesia. Published in: The BWTP Bulletin No. 2-2010

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Abstract

This research is to assess the issues of financial inclusion of youth entrepreneurs in the creative industry, in particular the clothing industry, in DI Yogyakarta province. The research found that most entrepreneurs have access to credit from commercial banks, and indicate that there is financial inclusion of youth entrepreneurs. However, there are several obstacles in accessing commercial credit from banks, including high interest rate, credit procedures, collateral requirement, appraisal of proposal, and repayment. The suggestions and expectations of the youth entrepreneurs to improving their financial inclusion have been included at the end of this paper.

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