Kumbhar, Vijay (2012): Refinement and Retesting of “eBankQual” Scale in Internet Banking Service Settings.
Preview |
PDF
MPRA_paper_46446.pdf Download (1MB) | Preview |
Abstract
The eBankQual scale was developed for measurement of service quality and customers’ satisfaction in e-banking service setting. This scale was tested in earlier study and found good predictive ability. However, testing and retesting must be required to prove either this scale having strong predictive ability or not. Therefore, the present study was undertaken to retesting of eBankQual scale. In the present study, this scale was tested in internet banking service setting. This scale was tested using Cronbach’s alpha reliability test and Structural Equation Modeling (SEM) using SPSS-20 and Amos-20. Result of the reliability and validity test shows that System Availability, E-Fulfillment, Accuracy, Efficiency, Security, Responsiveness, Easy to use, Convenience, Cost Effectiveness, Problem Handling, Compensation, Contact and Perceived value are reliable dimensions of eBankQual Scale and it having good predictive ability in determination of customers’ satisfaction in Internet Banking service.
Item Type: | MPRA Paper |
---|---|
Original Title: | Refinement and Retesting of “eBankQual” Scale in Internet Banking Service Settings |
English Title: | Refinement and Retesting of “eBankQual” Scale in Internet Banking Service Settings |
Language: | English |
Keywords: | E-service Quality, eBankQual, Scale Reliability, Internet Banking, Customer Satisfaction |
Subjects: | G - Financial Economics > G0 - General G - Financial Economics > G2 - Financial Institutions and Services > G20 - General G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages |
Item ID: | 46446 |
Depositing User: | Vijay Kumbhar |
Date Deposited: | 22 Apr 2013 13:17 |
Last Modified: | 27 Sep 2019 10:17 |
References: | 1.Abdullah Bin Omar, Naveed Sultan, Khalid Zaman, Nazish Bibi, Abdul Wajid and Khalid Khan, (2011), Customer Perception towards Online Banking Services: Empirical Evidence from Pakistan, Journal of Internet Banking and Commerce, August 2011, vol. 16, no.2 http://www.arraydev.com/commerce/jibc/ accessed on 22/08/2011 2. Akiran, N.K. (2002). Credibility and Staff Conduct Make or Break Bank Customer Service Quality', Journal of Asia-Pacific Business, 3: 3, pp. 73 — 91 3. Aladwani, A. (2001). Online banking: A field study of drivers, development challenges, and expectations. International Journal of Information Management, 21(3), 213–225. 4. Association of Research Libraries (2005), the DigiQUAL, http://www.digiqual.org/digiqual/manage/index.cfm 5. Barnes, S.J. and Vidgen, R.T. (2002), An Integrative Approach to the Assessment of E- Commerce Quality, Journal of Electronic Commerce Research, VOL. 3, NO. 3. 6. Bollen, K.A. & Long, J.S. [Eds.] (1993). Testing structural equation models. Newbury Park, CA: Sage. 7. Chin, J., Diehl, V., & Norman, L. (1988). Development of an instrument measuring user satisfaction of the human-computer interface. Paper presented at the Proceedings of the SIGCHI conference on Human factors in computing systems, New York. 8. Cook, C., F. Heath, B. Thompson and D. Webster (2003) "LibQUAL+TM: Preliminary Results from 2002". Performance Measurement and Metrics, 4 (1): 38-47 9. Cronin, J.J. and S.A. Taylor, (1994). SERVPERF versus SERVQUAL: Reconciling Performance-Based and Perceptions-Minus- Expectations Measurement of Service Quality, The Journal of Marketing, Vol. 58, No. 1 (Jan., 1994), pp. 125-131, http://www.jstor.org/stable/1252256 Dabholkar, P. A. and Bagozzi, R. (2002) An Attitudinal Model of Technology-Based Self- Service: Moderating Effects of Consumer Traits and Situational Factors, Journal of the Academy of Marketing Science, 30 (3), pp. 184-201. 11. Ernst & Youngs‟ Global Consumer Banking Survey (2011), http://www.ey.com/Publication/vwLUAssets/A_new_era_of_customer_expectation:_global_cons umer_banking_survey/$FILE/A%20new%20era%20of%20customer%20expectation_global%20c onsumer%20banking%20survey.pdf accessed on 20/07/2011 12. Gan Christopher, Clemes Mike, Visit Limsombunchai and Weng Amy (2006) A Logit Analysis Of Electronic Banking In New Zealand, Discussion Paper No. 108, Lincoln University, Canterbury, New Zealand, ISBN 1-877176-85-0 and ISSN 1174-5045 Garson, D. (2002). Guide to writing empirical papers, theses and dissertations. CRC Press. Godwin J. Udo, Kallol K. Bagchi, and Peeter J. Kirs, (2008) Assessing Web Service Quality Dimensions: The E- SERVPERF Approach, Issues in Information Systems, Vol. IX, No. 2, 2008 15. HAMADI Chakib (2010), The Impact of Quality of Online Banking on Customer Commitment, Communications of the IBIMA Vol. 2010 (2010), http://www.ibimapublishing.com/journals/CIBIMA/2010/844230/844230.pdf accessed on 27/12/2011 Hendrickson, Anthony R., Patti D. Massey, and Timothy Paul Cronan. 1993. "On the Test-Retest Reliability of Perceived Usefulness and Perceived Ease of Use Scales." MIS Quarterly, June, 227-229. Jain, S.K. and G. Gupta, (2004). Measuring service quality: Servqual vs. servperf scales, VIKALPA,29:25-37 http://classshares.student.usp.ac.fj/TS208/2006%20Material/TS208%20Resources/Measuring%20Service%20Quality% 20SERVQUAL%20vs.%20SERVPERF.pdf 18. Jayawardhena C (2006), Internet Banking Service Quality: An Investigation of Interrelationships between Construct Dimensions, http://eprints.aston.ac.uk/2919/1/internet_banking_Farrell_conf_paper_2006.pdf accessed on 12/02/2011 Kalfan, A., AlRefaei, Y., Al-Hajry, M. (2006). "Factors influencing the adoption of Internet banking in Oman: a descriptive case study analysis." Int. J. Financial Services Management 1(2): 155-172. 20. Kesseven Padachi, Sawkuk Rojid, and Boopen Seetanah (2007), Analyzing the Factors that Influence the Adoption of Internet Banking in Mauritius, Proceedings of the 2007 Computer Science and IT Education Conference, http://csited.org/2007/72PadaCSITEd.pdf accessed 10/02/2011 21. Khan, M. M. (2009). Service quality evaluation in internet banking:an empirical study in India. Int. J. Indian Culture and Business Management , Vol. 2, (No. 1,), 30-46. 22. Kumbhar Vijay M (2011), Structural Equation Modeling of eBankQual Scale: A Study of E- Banking in India, in International Journal of Business Economics and Management Research, Volume 2, Issue 5, May, 2011, pp-8-32; http://mpra.ub.uni-muenchen.de/32714/1/MPRA_paper_32714.pdf 23. Kumbhar Vijay M. (2011), Reliability and validity of „eBankQual‟ Scale in ATM Service Settings: A Study, in VINIMAYA, Vol. XXXI No. 4 January – March 2011, pp-15-26; Published by National Institute of Bank Management, Pune, ISSN:0970-8456 24. Kumbhar Vijay M. (2011), E-Banking and Its Impact on Customers ‟ Satisfaction: A Case Study of Public and Private Sector Banks in Satara City in ETHOS, KBPIMSR, Satara", June 2011,pp- 72-79; ISSN-0974-6706 25. Kumra Rajeev (2008) Service Quality in Rural Tourism: A Prescriptive Approach, Conference on Tourism in India – Challenges Ahead, 15-17 May 2008, IIMK 26. Lewis, J. (2002). Psychometric Evaluation of the PSSUQ Using Data from Five Years of Usability Studies. International Journal of Human-Computer Interaction, 14(3&4), 463-488. 27. Li Zheng and Zhong Yonghong (2005), The Adoption of Virtual Banking in China: An Empirical Study, Chinese Business Review, Jun. 2005, Volume 4, No.6 (Serial No.24), ISSN 1537-1506, 28. Li, S., & Worthington, A.C. (2004). The relationship between the adoption of Internet banking and electronic connectivity: - An international comparison. Discussion paper, School of Economics and Finance, Queensland University of Technology, Brisbane QLD, Australia 29. Liao, Z. and Cheung, M.T. (2002), “Internet-based E-Banking and Consumer Attitudes: An Empirical Study”. Information and Management, Vol. 39, pp. 283–295. 30. Lindgaard, G., & Dudek, C. (2003). What is this evasive beast we call user satisfaction. Interacting with Computers, 15, 429-452. 31. Loiacono, E., Watson, R.T. and Goodhue, D. (2000). WebQual™: A Web Site Quality Instrument, working paper, Worcester Polytechnic Institute 32. McGraw, K. O., and Wong, S. P. (1996) Forming Inferences about Some Intraclass Correlation Coefficients. Psychological Methods, 1, p30-46. 33. Nadiri, H., Kandampully, J. and Hussain, K. (2009). Zone of tolerance for banks: a diagnostic model of service quality', The Service Industries Journal, 29: 11, pp.1547—1564. 34. Nupur Jannatul Mawa (2010), E-Banking and Customers‟ Satisfaction in Bangladesh: An Analysis, International Review of Business Research Papers Volume 6. Number 4. September 2010. Pp. 145 - 156 35. Parasuraman A. Zeithaml Valarie A. and Malhotra Arvind (2005) E-S-QUAL: A Multiple-Item Scale for Assessing Electronic Service Quality, Journal of Service Research, Volume 7, No. X, (Islam, Biswas, & Kumar, 2007)Month 2005 1-21 36. Parasuraman, A. Valarie A. Zeithaml, Leonard L. Berry (1985) A Conceptual Model of Service Quality and Its Implications for Future Research, The Journal of Marketing, Vol. 49, No. 4 (Autumn, 1985), pp. 41-50 37. Parasuraman, A., Zeithaml, V. A., & Berry, L. L. (1988), “SERVQUAL: A Multiple-Item Scale For Measuring Consumer Perceptions Of Service Quality”, Journal Of Retailing, Spring, Volume 64, Number 1, pp. 12-40. 38. Qureshi, T.M., Zafar, M.K and Khan, M.B. (2008). Customer Acceptance of Online Banking in Developing Economies. Journal of Internet Banking and Commerce, Vol. 13, No.1, pp. 12-37. 39. Rod, M., Ashill, N., Shao, J., Carruthers, J. (2009). An examination of the relationship between service quality dimensions, overall internet banking service quality and customer satisfaction A New Zealand study. Marketing Intelligence & Planning Vol. 27 No. 1, 2009 pp. 103-126 40. Shah Ankit (2011), Factors Influencing Online Banking Customer Satisfaction and Their Importance in Improving Overall Retention Levels: An Indian Banking Perspective, Information and Knowledge Management, Vol 1, No.1, 2011, http://www.iiste.org/Journals/index.php/IKM/article/download/690/583 accessed on 12/01/2012 41. Sohail, M, and Shanmugham, B. (2004) “E-banking and Customers‟ preferences in Malaysia: an empirical investigation”. Information sciences, Informatics and Computer Science: an international journal, 150(3-4) 42. Stephen P. Jalulah (2011), Evaluation of Customer Satisfaction with Internet Banking Service Quality In The Banking Industry In Ghana: A Case Study Of Ghana Commercial Bank Ltd And Merchant Bank Of Ghana Ltd, Master Thesis submitted to Luleå University of Technology Department of Business Administration, Technology and Social Sciences, http://pure.ltu.se/portal/files/33883934/LTU-EX-2011-33771234.pdf accessed on 13/12/2011 43. Wolfinbarger, M. and Gilly, M.C. (2003). eTailQ: Dimensionalizing, Measuring, and Predicting etail Quality, Journal of Retailing, 79 (3), pp. 183-98. 44. Wilson G. M. & Sasse M. A. (2004): From doing to being: getting closer to the user experience Interacting with Computers, Volume 16, Issue 4, pp 697-705 45. Yang, A. and Zhang, W. (2009). Based on Quantification Software Quality Assessment Method, Journal of Software, Vol. 4, No. 10, December 2009 pp. 1110-1118. 46. Yoo, B. and Donthu, N. (2001). Developing a Scale to Measure the Perceived Quality of an Internet Shopping Site (Sitequal), Quarterly Journal of Electronic Commerce, 2 (1), pp.31-46 47. Zeithaml , Barry and Parasuraman (1993), The Nature and Determinants of Customer Expectations of Service, Journal of the Academy of Marketing Science, Volume 21, Number 1, pages 1-12. 48. Zeithaml V. A., 1988, Consumer Perception of Price, Quality and Value: A Means end Model and Synthesis of Evidence, Journal of marketing, 52, 2-22 49. Zeithaml Valarie A., Parasurarnan A. and Malhotra Arvind, (2002) Service Quality Delivery Through Web Sites: A Critical Review of Extant Knowledge, Journal of the Academy of Marketing Science, Volume 30, No. 4, pages 362-375. 50. Zeithaml, V.A. (2000). Service Quality, Profitability, and the Economic Worth of Customers: What We Know and What We Need to Learn, Journal of the Academy of Marketing Science. Volume 28, No. 1, pp. 67-85. 51. Zhengh, L. and Zhong, Y., (2005) “The adoption of virtual banking in china: An Empirical study” Chinese Business Review, Vol.4, No.24, June |
URI: | https://mpra.ub.uni-muenchen.de/id/eprint/46446 |