Mobile banking and mobile money: a highly instrument against corruption.

Sidibe, Tidiani (2015): Mobile banking and mobile money: a highly instrument against corruption.

Abstract

Furthermore, the use of mobile banking in WAEMU has contributed significantly to the enhancement of people's access to the finan-cial rate service which establishes in 2013 to 49.5% for a rate banking strict sense, 12.2%. This innovation has allowed Nigeria to significantly reduce corruption in the agricultural sector and, to his former agriculture minister to be named "Forbes african of the Year" and subsequently elected President of the ADB. Thus, States may of course explore the use of such an instrument, whose transparency and traceability are well established, as part of transactions with third parties (tax payments, customs invoices, payments of grants, etc. ) to reduce power, as desired, the propensity to corruption, financial crime and consequently move towards optimization of its budget items (income and expenditure).

• Item Type: MPRA Paper
• Language: French
• Keywords: Mobile banking , mobile money, establishment of electronic money, fiat money , corruption.
• Subjects: O - Economic Development, Innovation, Technological Change, and Growth > O3 - Innovation ; Research and Development ; Technological Change ; Intellectual Property Rights > O33 - Technological Change: Choices and Consequences ; Diffusion Processes

References

[1] BCEAO (2010 ), Act on banking regulations of the WAEMU Zone , Dakar : BCEAO.

[2] BCEAO (2014) , Annual report on the financial services via mobile phone , Dakar : BCEAO.

[3] Bank of France (2011 ) The development of mobile banking in the UEMOA , Banque de France , Paris : Annual Report of the Franc Zone .

[4] Young Africa ( 20 February 2015 ) , Mobile Money , a market of 250 million customers in Sub-Saharan Africa by 2019 , Paris : Jeune Afrique website.