Munich Personal RePEc Archive

Rural Credit and Rural Development: Some Issues

Qureshi, Sarfraz K. and Abbas, Kalbe and Siddiqui, Ahmed Naeem and Ghani, Ejaz (1984): Rural Credit and Rural Development: Some Issues. Published in: The Pakistan Development Review , Vol. 18, No. 2 (1984)

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Credit plays an important role in acquiring command over the use of working capital, fixed capital, and consumption goods that leads to growth and development of a country. The paper investigates that the role of non-institutional sources is quite clearly borne out. The price paid for institutional credit in Pakistan Kept low by the government. Institutional credit reforms implemented has not been effective. There is a great need to have the land reforms prior to credit reforms. The importance of social and economic infrastructure needs to be addressed. Appropriate use of new credit should be assured. Proper credit policy be designed and implemented.

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