Salazar, C (2007): Determinantes de la Adopción Voluntaria del Seguro de Cesantía. Published in: Taller de Empleo Regional , Vol. 29, (September 2007): pp. 22-42.
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Abstract
The aim of this paper is to present evidence of the main factors that influence the voluntary decision of the assurance of unemployment in Chile. To carry out this purpose, a model Logit Binomial was estimated using information of the Survey of Socioeconomic Characterization (CASEN) 2003. The results support some theoretical arguments that influence this type of decisions. The individuals who present smaller probability of taking an insurance are workers with an educational low level and without formal training, individuals in advanced age, individuals with fewer family responsibilities, with a major seniority, individuals who can generate another type of income, workers who receive a major level of social assistance, workers who belong to the micro and small enterprise and those that work in Transport and Communications and Commercial Sector. These results are interesting, because the persons that have some of these characteristics could confront larger unemployment risk. In this context, it is necessary the intervention of the authority across incentives or forcing to the people to take insurance in order that the more vulnerable persons adopt this mechanism for social protection.
Item Type: | MPRA Paper |
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Original Title: | Determinantes de la Adopción Voluntaria del Seguro de Cesantía |
English Title: | Determinants of Voluntary Adoptions of Unemployment Insurance |
Language: | Spanish |
Keywords: | Assurance of Unemployment, Unemployment, Voluntary Affiliation |
Subjects: | J - Labor and Demographic Economics > J6 - Mobility, Unemployment, Vacancies, and Immigrant Workers > J65 - Unemployment Insurance ; Severance Pay ; Plant Closings J - Labor and Demographic Economics > J6 - Mobility, Unemployment, Vacancies, and Immigrant Workers > J64 - Unemployment: Models, Duration, Incidence, and Job Search J - Labor and Demographic Economics > J6 - Mobility, Unemployment, Vacancies, and Immigrant Workers > J68 - Public Policy |
Item ID: | 7693 |
Depositing User: | Cesar A. Salazar |
Date Deposited: | 12 Mar 2008 09:01 |
Last Modified: | 03 Oct 2019 04:17 |
References: | Berstein, S., Contreras C. y Sanchez A. (2006) “Valoración del Seguro de Cesantía en Chile: Simulación de Beneficios con Datos Individuales”. Presentado en el Encuentro de la Sociedad de Economía de Chile 2006, La Serena, Septiembre. Berstein, S., Reyes, G. y Pino F. (2006): “Trabajadores Independientes: ¿Incentivarlos u obligarlos a cotizar? Una tercera opción”, documento En Foco Nº 66, Expansiva. Bustamante, J. (2006) “Factores que inciden en la cobertura del sistema pensional en Colombia”. Archivos de Economía N° 312. DNP. Clasen, J. and Viebrock E. (2007). “Voluntary unemployment insurance and trade union membership Investigating the connections in Denmark and Sweden”. Presented at 5th International Research Conference on Social Security Warsaw, 5-7 March 2007. Coloma, F. (1996). “Seguro de desempleo: Teoría, Evidencia y una Propuesta”, Cuadernos de Economía, Año 33, Nº99, pp 295-320. Engen, E and Gruber, J (1995), “Unemployment Insurance and Precautionary Saving”. NBER Working Paper 5252. Ejrnaes M. and Hochguertel S. (2007) “Early Retirement Incentives, Self-employment, and Voluntary Unemployment Insurance: Evidence from Administrative Data” Presented at Annual Conference EALE 20 - 22 September 2007, Oslo. MIDEPLAN, División Social, CASEN www.mideplan.cl/casen. Parson, D.O., Tranaes T, and Lilleør H.B. (2003) “Voluntary public unemployment insurance” CESifo Working Paper Nº 1010. Velásquez, M. (2003) “Seguro de desempleo, objetivos, características, y situación en América Latina” CEPAL - SERIE Financiamiento del desarrollo N° 133. Walker, F. y Liendo, R. (2003) “Seguro de cesantía, nueva legislación chilena” Economía y Administración, Nº 146, pp 24-37. |
URI: | https://mpra.ub.uni-muenchen.de/id/eprint/7693 |
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