Putra, Adhitya (2019): Sharia banking standard law.
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Abstract
Abstract The adoption of a standard agreement from the beginning of its birth has caused controversy both concerning the existence and validity of standard contracts. The Civil Code does not specifically regulate standard agreements. This writing focuses on two issues, namely the validity of the agreement with the standard clause related to sharia principles and the consequences of the law lacking the principle of freedom of contract. This research is normative research that refers to legislation and jurisprudence using legal materials both primary and secondary. The legal material was collected through library studies and then analyzed qualitatively. This study concludes: first, the agreement with conventional standard clauses is no longer questioned whether the agreement is valid or not, but more importantly, the fairness of the contents of the standard clause and in the standard sharia contract tend to result in injustice. Second, normatively there are no legal consequences due to the absence of freedom of contract in the agreement.
Item Type: | MPRA Paper |
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Original Title: | Sharia banking standard law |
English Title: | Sharia banking standard law |
Language: | English |
Keywords: | Keywords: Civil Law, Standard Contracts, Sharia Principles |
Subjects: | A - General Economics and Teaching > A1 - General Economics > A11 - Role of Economics ; Role of Economists ; Market for Economists B - History of Economic Thought, Methodology, and Heterodox Approaches > B4 - Economic Methodology > B41 - Economic Methodology G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages H - Public Economics > H5 - National Government Expenditures and Related Policies > H50 - General |
Item ID: | 94792 |
Depositing User: | Adhitya Putra |
Date Deposited: | 04 Jul 2019 06:23 |
Last Modified: | 09 Oct 2019 12:01 |
References: | References Ridwan Khairandy, “Keabsahan Perjanjian Standar Pasca Berlakunya Undang-Undang Perlindungan Konsumen” Makalah. Jogjakarta. 2007 Simanjuntak, Ricardo, “Akibat dan Tindakan-Tindakan Hukum Terhadap Pencantuman Klausula Baku Dalam Polis Asuransi Yang bertentangan dengan Pasal 18 Undang-Undang No. 8 Tahun 1999 tentang Perlindungan Konsumen,” Jurnal Hukum Bisnis, Volume 22 Nomor 2 Tahun 2003. Pasal 1339 KUHPerdata menentukan bahwa perjanjian yang dibuat tidak boleh bertentangan dengan undang-undang, kesusilaan, dan ketertiban umum. Artinya perjanjian tidak dapat dibuat sebebas-bebasnya tetapi ada batasannya. Mariam Darus Badrulzaman, Aneka Hukum Bisnis, (Alumni, Bandung, 1994), hlm. 24. J. Satrio, Hukum Perikatan, Perikatan Yang Timbul dari Perjanjian, Buku 1,Citra Adiyta Bakti. Bandung. 1995 Ridwan Khairandy, “Keabsahan Perjanjian Standar Pasca Berlakunya Undang-Undang Perlindungan Konsumen” Makalah. Jogjakarta. 2007 Ricardo Simanjuntak, “Akibat dan Tindakan-Tindakan Hukum Terhadap Pencantuman Klausula Baku Dalam Polis Asuransi Yang bertentangan dengan Pasal 18 Undang-Undang No. 8 Tahun 1999 tentang Perlindungan Konsumen,” Jurnal Hukum Bisnis, Volume 22 Nomor 2 Tahun 2003 Erie Hariyanto Penyelesaian Sengketa Ekonomi Syariah Di Indonesia Penerbit Tishdia V o l . 1 N o. 1 Juni 2 0 1 4 Budi Agus Riswandi Penerapan Klausul Standar Baku dalam Perjanjian Kredit Bank, JURNAL HUKUM. NO. 15 VOL 7. DESEMBER 2000 |
URI: | https://mpra.ub.uni-muenchen.de/id/eprint/94792 |