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Responsible banking in the Twin Cities: Analysis of Banking Practices Based on 2008 - 2013 HMDA & CRA data

Myers, Samuel L. and Lee, Won Fy and Toney, Jermaine (2015): Responsible banking in the Twin Cities: Analysis of Banking Practices Based on 2008 - 2013 HMDA & CRA data.

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Abstract

This report investigates the current state of discriminatory lending practices by financial institutions that operates in the Twin-Cities metropolitan statistical area (MSA) using publicly available loan application data from 2008 through 2013.

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