Teknologi Keuangan (Fintech) : Konsep dan Implementasinya di Indonesia

Nizar, Muhammad Afdi (2017): Teknologi Keuangan (Fintech) : Konsep dan Implementasinya di Indonesia. Published in: Warta Fiskal , Vol. V, (October 2017): pp. 5-13.

Abstract

This paper aims to examine briefly about financial technology (FinTech) in Indonesia. By using a qualitative-descriptive approach, it can be seen that FinTech development tends to increase in Indonesia, both in terms of institutional (number of companies) and in terms of the financing model. The most popular platform as a consumer financing model is peer-to-peer lending (P2PL). However, the development of FinTech also has implications and is accompanied by various potential risks.

• Item Type: MPRA Paper
• English Title: Financial Technology (Fintech): It's Concept and Implementation in Indonesia
• Language: Indonesian
• Keywords: crowdfunding, fintech, peer-to-peer, operational risk, digital technology
• Subjects: C - Mathematical and Quantitative Methods > C8 - Data Collection and Data Estimation Methodology ; Computer Programs > C81 - Methodology for Collecting, Estimating, and Organizing Microeconomic Data ; Data Access; D - Microeconomics > D8 - Information, Knowledge, and Uncertainty > D81 - Criteria for Decision-Making under Risk and Uncertainty; L - Industrial Organization > L5 - Regulation and Industrial Policy > L51 - Economics of Regulation; L - Industrial Organization > L8 - Industry Studies: Services > L86 - Information and Internet Services ; Computer Software; L - Industrial Organization > L8 - Industry Studies: Services > L88 - Government Policy; O - Economic Development, Innovation, Technological Change, and Growth > O3 - Innovation ; Research and Development ; Technological Change ; Intellectual Property Rights > O33 - Technological Change: Choices and Consequences ; Diffusion Processes

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