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Cebula, Richard and McGrath, Richard and Perry, William (2002): Empirical Analysis of Determinants of Geographic Differentials in the Bank Failure Rate in the U.S.: A Heteroskedastic-Tobit Estimation. Published in: The Journal of American Academy of Business, Cambridge , Vol. 3, No. 1-2 (30 September 2003): pp. 119-122.

Cebula, Richard and McGrath, Richard and Toma, Michael (2005): Impact of the Primary Budget Deficit on the Nominal Long Term Interest Rate Yield on Tax Free Municipal Bonds. Published in: Review of Business Research , Vol. 6, No. 1 (10 September 2006): pp. 84-92.

Cebula, Richard and Toma, Michael (2006): Determinants of Interstate Differentials in the Real Median Price of Single Family Homes. Published in: REview of Business Research , Vol. 7, No. 4 (15 October 2007): pp. 25-30.

Cebula, Richard and Unemori, Mary (2005): Potential Impact of Referenda and Initiatives on Voter Turnout: Evidence from the 1998 General Election. Published in: International Journal of Business Research , Vol. 6, No. 1 (15 October 2006): pp. 96-101.