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Inoue, Hitoshi and Nakashima, Kiyotaka and Takahashi, Koji (2018): The Emergence of A Parallel World: The Misperception Problem for Bank Balance Sheet Risk and Lending Behavior.
Yamori, Nobuyoshi and Tomimura, Kei and Harimaya, Kozo (2009): What kinds of credit associations favor introducing new financial technology?
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