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Karamoy, Herman and Tulung, Joy Elly (2019): The Effect of Banking Risk on Indonesia’s Regional Development Banks. Published in: Banks and Bank System , Vol. 15, No. 2 (June 2020): pp. 130-137.

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Mojambo, Gabriel A.M. and Tulung, Joy Elly and Saerang, Regina Trivena (2020): The Influence of Top Management Team (TMT) Characteristics Toward Indonesian Banks Financial Performance During The Digital Era (2014-2018). Published in: JMBI UNSRAT , Vol. 7, No. 1 (January 2020): pp. 1-25.

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Sondakh, Jullie J. and Tulung, Joy E. and Karamoy, Herman (2021): The Effect of Third-Party Funds, Credit Risk, Market Risk, and Operational Risk on Profitability in Banking for Period 2014-2017. Published in: Journal of Governance and Regulation , Vol. 10, No. 2 (28 April 2021): pp. 179-185.

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Tulung, Joy Elly and Saerang, Ivonne Stanley and Pandia, Stevanus (2018): The Influence of Corporate Governance on The Intellectual Capital Disclosure: A Study on Indonesian Private Banks. Published in: Banks and Bank System , Vol. 13, No. 4 (28 November 2018): pp. 61-72.

Tulung, Joy Elly and Ramdani, Dendi (2017): Independence, Size and Performance of the Board an emerging market research. Published in: Corporate Ownership and Control , Vol. 15, No. 2 (18 January 2018): pp. 201-208.