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Pruski, Jerzy and Żochowski, Dawid (2005): Changes in the financing structure of the real economy in Poland - challenges for the banking sector. Published in: BIS Papers No. No. 28 (August 2006): pp. 313-325.
Hałaj, Grzegorz and Żochowski, Dawid (2006): Strategic groups in Polish banking sector and financial stability.