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Atoi, Ngozi Victor (2018): Non-performing Loan and its Effects on Banking Stability: Evidence from National and International Licensed Banks in Nigeria. Published in: Central Bank of Nigeria Journal of Applied Statistics , Vol. 9, No. 2 (1 December 2018): pp. 43-74.

Atoi, Ngozi Victor and Nwambeke, Chinedu G. (2021): Money and Foreign Exchange Markets Dynamics in Nigeria: A Multivariate GARCH Approach. Published in: Central Bank of Nigeria Journal of Applied Statistics , Vol. 12, No. 1 (31 June 2021): pp. 109-138.

Yaya, OlaOluwa S. and Olayinka, Hammed Abiola and Adebiyi, Aliu A and Atoi, Ngozi Victor and Olugu, Mercy U. and Akinkunmi, Wasiu B. (2024): Rural and Urban price inflation components in Nigeria: Persistence, Connectedness and Spillovers.

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