Muduli, Silu and Dash, Shridhar Kumar (2019): The Invisible Collateral. Published in: Economic and Political Weekly , Vol. 48, No. 54 (7 December 2019): pp. 13-16.
Muduli, Silu and Dash, Shridhar Kumar (2018): Inter-Temporal Calculative Trust Design to Reduce Collateral Need for Business Credits. Published in: Reserve Bank of India Occasional Papers , Vol. 38, No. 1 and 2 (24 July 2018): pp. 65-83.
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