Havrylchyk, Olena (2004): Rapid loan growth in Russia : A lending boom or a permanent financial deepening? Published in: EC Occasional Papers No. 10 (November 2004)
Havrylchyk, Olena (2010): A macroeconomic credit risk model for stress testing the South African banking sector. Published in: South African Reserve Bank Working Paper , Vol. 3, No. 10 (March 2010)
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