Çankaya, Serkan and Ucal, Meltem and O'Neil, Mary (2011): Effects of gender on credit card usage among university students in Turkey. Published in: African Journal of Business Management , Vol. 5, No. 22 (16 September 2011): pp. 9023-9030.
Ucal, Meltem and Karabulut, Gokhan and Bilgin, Mehmet Huseyin (2009): Military Expenditures and Inequality: Empirical Evidence from Israel.
Ucal, Meltem and Bilgin, Mehmet Huseyin (2009): Income Inequality and FDI in Turkey: FM-OLS (Phillips-Hansen) Estimation and ARDL Approach to Cointegration.
Ucal, Meltem and Bilgin, Mehmet Hüseyin and Haug, Alfred A. (2014): Income Inequality and FDI: Evidence with Turkish Data.
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