Lacatus, Viorel Dorin and Vaidean, Viorela Ligia (2007): Control Reluctance and Legitimacy for SMEs Applying Bank Loans. Published in: Analele Universităţii din Oradea , Vol. II, No. Știinţe Economice, TOM XVI, Volumul II – Secțiunea: Finance, Accounting and Banks (2007): pp. 415-418.
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