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COVID-19 and Property-Liability Insurance in India: Impact and Prospect

Ghosh, Amlan and Mukherjee, Abhijit (2020): COVID-19 and Property-Liability Insurance in India: Impact and Prospect.

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An unprecedented crisis in the form of COVID-19 has posed a significant problem to both the lives and livelihood of the people around the world. Economic activities of India are also affected by this pandemic with phase-wise lockdowns, implementation of social distancing measures, global economic downturn, and supply chain disruptions. With reduced economic activities and movement, the property-liability insurance (PLI) sector has also been impacted. In this paper, we assess the impact on the PLI sector in India, analyse the policies and steps taken by Government & regulatory authorities, and provided a future outlook depicting the way forward. The study will help policymakers and insurers to take a holistic view of the impact of the COVID-19 situation and plan for the future accordingly.

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