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Measuring financial inclusion and financial exclusion

Ozili, Peterson K (2021): Measuring financial inclusion and financial exclusion. Forthcoming in:

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Abstract

Achieving high levels of financial inclusion has been a policy priority for policy makers in many countries as policy makers seek to reduce the level of financial exclusion to low levels. There have also been increased interest in financial inclusion research by academics. This paper proposes some index and ratios of financial inclusion and financial exclusion. The proposed index, measures and ratios are easy to compute and are comparable across countries. Policy makers, analysts and academics will find it useful.

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