Evidenze dell’uso di moratorie e prestiti garantiti dallo Stato nei Paesi europei

Forte, Antonio (2022): Evidenze dell’uso di moratorie e prestiti garantiti dallo Stato nei Paesi europei.

Abstract

Moratoria and loans subject to public guarantee schemes have been two fundamental measures to reduce the negative impact on the economy of the Covid-19 crisis. This paper, after showing the use of these aids in European countries, proposes an analysis aimed at identifying the determinants of the amplitude of these two measures. The results show that the use of moratoria has been linked to the credit risk situation existing before the crisis, while the use of guaranteed loans has been linked to the intensity of the recession in European countries and to the level of national banking systems CET1 ratio.

• Item Type: MPRA Paper
• English Title: Evidence about Moratoria and Loans subject to Public Guarantee Schemes in European countries
• Language: Italian
• Keywords: moratoria, loans, public guarantee schemes, CET1, NPL
• Subjects: G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages; G - Financial Economics > G2 - Financial Institutions and Services > G28 - Government Policy and Regulation

References

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