Avaliação econômico-financeira de fintechs no mercado brasileiro: o caso INTER

Borges da Silva, Eduardo and Moreno Cordeiro de Sousa, Alexandre (2022): Avaliação econômico-financeira de fintechs no mercado brasileiro: o caso INTER.

Abstract

In recent years, it was possible to observe a growing wave of public startup offerings, among them, those that focus on innovations related to the financial market. The Financial Technology industry (fintech) can be classified as a hybrid one, transiting between traditional banking operations and the technology-centered market. In this sense, this work identifies that the best way of modeling fintech’s valuation is not related to conventional valuation methodologies Starting from a relative market analysis of this company’s performance, the conclusion is that adequations on the business perspectives of Banco Inter may prompt distinct value understanding, the fact that suggests the need of incorporation uncertainty and behavioral aspects to analysis.

• Item Type: MPRA Paper
• English Title: Economic and financial evaluation of fintech in the Brazilian market: the case of INTER
• Language: Portuguese
• Keywords: Fintech; valuation; banco Inter
• Subjects: G - Financial Economics > G1 - General Financial Markets > G18 - Government Policy and Regulation; G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages; G - Financial Economics > G2 - Financial Institutions and Services > G23 - Non-bank Financial Institutions ; Financial Instruments ; Institutional Investors; G - Financial Economics > G2 - Financial Institutions and Services > G28 - Government Policy and Regulation

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