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"Community Voices in Control: A Systematic Review of Local Representation's Influence on RCB Governance Structure’’

Amoako, Frimpong and Asuamah Yeboah, Samuel (2023): "Community Voices in Control: A Systematic Review of Local Representation's Influence on RCB Governance Structure’’.

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Local community representation plays a pivotal role in shaping the governance structures and decision-making processes of rural and community banks (RCBs) in developing countries. This systematic review aims to comprehensively assess the impact of community representation on RCBs within the context of developing nations, shedding light on the dynamics that influence the effectiveness of local voices in governing these essential financial institutions. Employing a rigorous methodology encompassing database searches, inclusion criteria, and quality assessment, this review synthesizes a diverse range of empirical studies, theoretical frameworks, and case examples. The conceptual framework explores the diverse forms of community representation within RCBs and examines the theoretical foundations underpinning their influence in developing country settings. Drawing on an extensive body of literature, this review investigates how community representation affects governance structures, focusing on the roles, powers, and structural changes that emerge within RCBs in the context of resource-constrained economies. Through an exploration of future research directions and identified gaps, the review offers insights into emerging trends and the pressing need for further investigations in this critical area, aiming to contribute to the sustainable development goals of these nations. The findings of this systematic review provide valuable insights into the interplay between local community representation and RCB governance in developing countries, offering practical recommendations for policymakers, practitioners, and scholars working to enhance the role of community voices in the decision-making processes of essential financial institutions that serve as lifelines in these economies. By synthesizing existing knowledge and highlighting areas for improvement, this review informs discussions on promoting financial inclusion and economic development in the developing world.

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