The gestion of semnificative risks in banking societies

Troaca, Victor (2008): The gestion of semnificative risks in banking societies.

Abstract

The activity of bank institutions is subjrcted to a range of risks, and therefore these indtitutions are supossed to deal with their administration to the highest possible. An efficient administration of risks of the credit institutions supposes, among others, identification of considerable risks of the activity developped and the elaboration of some politics and efficient administration procedures of these. The banks must also create functional special structures in order to assure this administration and to establish adequate responsabilities on different hierarchical levels. An extremely important role in the administration of significant risks is given to committes of administration the risks which have to function in every bank institution.

• Item Type: MPRA Paper
• Language: English
• Keywords: bank institution/ risk/ great risk/ gestion of semnificative risks
• Subjects: G - Financial Economics > G3 - Corporate Finance and Governance > G38 - Government Policy and Regulation; G - Financial Economics > G3 - Corporate Finance and Governance > G32 - Financing Policy ; Financial Risk and Risk Management ; Capital and Ownership Structure ; Value of Firms ; Goodwill; G - Financial Economics > G3 - Corporate Finance and Governance > G30 - General

References

1.Dedu V., Gestiune bancară şi audit [Bank management and audit], Editura Economică, Bucureşti, 2008

2.Troacă V., Management financiar bancar, Editura Rhabon, Tg-Jiu, 2005

3.National Bank of Romania, Rule no.17 from December the 18th, 2003 regarding the organization and internal control of the activity of credit institutions and the administration of significant risks, as well as the organization and development of internal audit of the credit institutions, The Official Gazzette of Romania no.47/January the