Ogura, Yoshiaki and Yamori, Nobuyoshi (2009): Lending Competition and Relationship Banking: Evidence from Japan.
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The question of whether more competition among banks increases relationship banking, which is predicted to improve credit availability for informationally opaque firms in theory, is a controversial issue in the banking literature. By using firm-level survey data in Japan, this paper provides evidence for the negative correlation between lending competition and the provision of relationship banking . This paper raises the question whether fierce interbank competition is always beneficial for small firms.
|Item Type:||MPRA Paper|
|Original Title:||Lending Competition and Relationship Banking: Evidence from Japan|
|Keywords:||relationship banking, lending competition|
|Subjects:||L - Industrial Organization > L1 - Market Structure, Firm Strategy, and Market Performance > L11 - Production, Pricing, and Market Structure ; Size Distribution of Firms
D - Microeconomics > D8 - Information, Knowledge, and Uncertainty > D82 - Asymmetric and Private Information ; Mechanism Design
G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages
|Depositing User:||Nobuyoshi Yamori|
|Date Deposited:||10. Aug 2009 10:51|
|Last Modified:||14. Feb 2013 05:03|
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