Maixe-Altes, J. Carles (2010): Diverging Paths to a Network World: Computerizing Spanish and British Savings Banks, 1960-1990.
Preview |
PDF
MPRA_paper_25966.pdf Download (174kB) | Preview |
Abstract
The development of shared data processing networks and their consequences for new retail banking services from the 1960s to the 1980s in both Spanish and British savings banks are the topic of this research. Each of the two competitive environments responded in its own way to the processes of technological and organizational change. As a result this paper observes cross-country variations in the presence of convergence and globalisation. This approach focus on the impact of computer communication networks as a result of corporate strategy in Spanish savings banks. But relevant aspects of computerization in Britain are considered to highlight the adaptative capacity of technology in different environments. Also this paper considers organizational forms with similar root in their corporate governance to enable a degree of homogeneity of the analysis of technological change.
Item Type: | MPRA Paper |
---|---|
Original Title: | Diverging Paths to a Network World: Computerizing Spanish and British Savings Banks, 1960-1990 |
Language: | English |
Keywords: | technological change; computer communication networks; computerization; regulatory change; savings banks; retail banks; TSB; collaboration; Spain; UK |
Subjects: | N - Economic History > N2 - Financial Markets and Institutions > N20 - General, International, or Comparative N - Economic History > N7 - Transport, Trade, Energy, Technology, and Other Services > N70 - General, International, or Comparative N - Economic History > N2 - Financial Markets and Institutions |
Item ID: | 25966 |
Depositing User: | J. Carles Maixe-Altes |
Date Deposited: | 21 Oct 2010 03:06 |
Last Modified: | 02 Oct 2019 05:06 |
References: | Abe, Y. 1986. “Experiencia con N.T.I. en el lider del sistema financiero japonés”. Adecuación de las nuevas tecnologías de la información (NTI) al sector financiero. Proceedings of I Encuentro con Entidades Financieras. Madrid: Fujitsu España SA: 98-117. Adanero, J.L. 2006. “Algunos dinamizadores de la industria española de las telecomunicaciones”. In C. Rico (coord.) Crónicas y testimonios de las telecomunicaciones españolas. Madrid: JdeJ Editores, Vol. 2: 585-636. Alchian, A.A.1950. “Uncertainty, Evolution, and Economic Theory,” Journal of Political Economy 58 (June): 217. Anton Ramirez, B. 1876. Montes de Piedad y Cajas de Ahorros. Reseña histórica y crítica. Madrid, Aribau y Cia. Arroyo Galán, L. 2006. “El servicio de transmisión de datos en España”. In O. Perez Sanjuán (coord.) De las señales de humo a la sociedad de conocimiento. 150 años de telecomunicaciones en España. Madrid: Colegio Oficial de Ingenieros de Telecomunicación: 175-196. Barreiro, J.M. 1986. “Redes de comunicaciones: presente y futuro”. Adecuación de las nuevas tecnologías de la información (NTI) al sector financiero. Proceedings of I Encuentro con Entidades Financieras. Madrid: Fujitsu España SA: 203-207. Bátiz-Lazo, B. 2004. "Strategic Alliances and Competitive Edge: Insights from Spanish and UK Banking Histories." Business History 46, no. 1: 23-56. Bátiz-Lazo, B., & Maixé-Altés, J.C. 2009. “Managing Technological Change by Committee: The Origins of Data Processing Networks in Spanish and British Savings Banks (c. 1960–1988)”. Presented at the European Business History Association-Business History Conference Joint Meeting, Milan, 11–13 June. Bátiz-Lazo, B., & Maixé-Altés, J.C. 2010. Organizational Change and the Computerization of British and Spanish savings banks, circa 1950-1985. In B. Batiz-Lazo, J.C. Maixé-Altés, & P. Thomes (eds.), Technological Innovation in Retail Finance: International Historical Perspectives. Oxford-New York: Routledge: 137-154. Bonhage, B. 2010. “Eurocheque: Creating a ‘Common Currency’. European infrastructure for the Cashless Mass Payments”. In A.W. Badenoch & A. Fickers (eds.), Materializing Europe. Technologies of Transnationalism. London: Palgrave Macmillan: 182-197. Booth, A. & Billlings, M. 2010. Techno-Nationalism, the Post Office, and the Creation of Britain’s National Giro. In B. Batiz-Lazo, J.C. Maixé-Altés, & P. Thomes (eds.), Technological Innovation in Retail Finance: International Historical Perspectives. Oxford-New York: Routledge: 155-172. Bridgman, T. & Willmott, H. 2006. "Institutions and Technology: Frameworks for Understanding Organizational Change - The Case of a Major ICT Outsourcing Contract". Journal of Applied Behavioural Science 42, no. 1: 110-26. Carbo, F. 1986. “Aplicación de N.T.I. en los servicios centrales”. Proceedings of I Encuentro con Entidades Financieras. Madrid: Fujitsu España SA: 145-155. Chandler, A. D. 2001. Inventing the Electronic Century. Cambridge MA, Harvard University Press. Chandler, A. D. & Cortada, J. W. 2000. A Nation Transformed by Information. Oxford, Oxford University Press. Channon, D.F. 1977. British Banking Strategy and the International Challenge. London: Macmillan. Channon, D.F. 1978. The Service Industries: Strategy, Structure and Financial Performance. London: Macmillan. Channon, D.F. 1988. Global Banking Strategy. New York, NY: John Wiley & Sons. Cortada, J.W. 2006. The Digital Hand, Volume 2: How Computers Changed the Work of American Financial, Telecommunications, Media and Entertainment Industries. Oxford and New York: Oxford University Press. ECB. 1999. The effects of technology on the EU banking systems. European Central Bank, Frankfort. Fishlow, A. 1961. "The Trustee Savings Banks, 1817-1861". Journal of Economic History 21, no. 1: 26-40. FUNDESCO. 1988. Las nuevas tecnologías de la información y el futuro del sistema financiero español. Definición de tendencias y futuro lógico. Informe final de la Fase II (End Report), D.O.P., no. 3 (May), Madrid: FUNDESCO. Grifell-Tatjé, E. & Lovell, C.A.K. 1996. "Deregulation and Productivity Decline: The Case of Spanish Savings Banks." European Economic Review 40, no. 6: 1281-1303. Haigh, T. 2001. “The Chromium-Plated Tabulator: Institutionalizing an Electronic Revolution, 1954-1958”. IEEE Annals of the History of Computing (October-December): 75-104. Horne, H. O. 1947. A History of Savings Banks. London, Oxford University Press. Kay, N.M. 2002. “Chandlerism in Post-war Europe: Strategy and Structural Change in France, Germany and the UK, 1950-1993: A Comment”. Industrial and Corporate Change 11, no. 1: 189-197. López García, S. 1999. “Telecomunicación, informática y automática. Equilibrios discontinuos en la tercera revolución tecnológica”. In A. Carreras, P. Pascual, D. Reher & C. Sudrià (eds.). Doctor Jordi Nadal: La industrialització i el desenvolupament econòmic d'Espanya. Barcelona: Publicacions de la Universitat de Barcelona, vol. 2: 1581-1596. López García, S. 2003. “The Role of Telefonica: The Internationalization of Telecommunications in Spain, 1970-2000”. Business and Economic History On Line, 1. Available at http://www.thebhc.org/publications/BEHonline/2003/Lopez.pdf (accessed 20 August 2010). Maixé-Altés, J.C. (forthcoming). Diversity in Banking Systems: France, Italy, and Spain (XIXth and XXth centuries). Banking and Finance in the Mediterranean: A Historical Perspective. In J. Consiglio, J. C. Martínez Oliva & G. Tortella (eds.). Aldershot: Ashgate. Maixé-Altés, J.C. 2009. “Enterprise and Philanthropy: The Dilemma of Scottish Savings Banks in the Late Nineteenth Century”. Accounting, Business and Financial History 19, no. 1: 39–59. Malone, T.W., Yates, J. & Benjamin, R.I.. 1987. “Electronic Markets and Electronic Hierarchies”. Communications of the ACM 30, no. 6: 484-497. Martín Aceña, P. 1985. La cantidad de dinero en España 1900-1935. Estudios de Historia Económica, 12. Madrid, Servicio de Estudios del Banco de España. Martín Tardío, J. 2010. Albores y primeros pasos de la transmisión de datos en España, 1965–1974. Available at http://www.telefonica.net/web2/jesustardio/Zips/Td.pdf (accessed 15 April 2010). Martínez Soto, A. P. (2003). "Las cajas de ahorros españolas en el siglo XIX. Los orígenes del sistema (1839-1875)". Papeles de Economía Española 97: 174-204. Martínez Soto, A. P. 2000. "Las cajas de ahorros españolas en el siglo XIX: entre la beneficencia y la integración en el sistema financiero". Revista de Historia Económica 18, no. 3: 585-628. Matesanz, A. 1986. “La informática y las entidades financieras. «Una perspectiva universal»”. Proceedings of I Encuentro con Entidades Financieras. Madrid: Fujitsu España SA: 175-190. Nightingale, P. & Poll, R. 2000. “Innovation in Investment Banking: The Dynamics of Control Systems within the Chandlerian Firm”. Industrial and Corporate Change 9, no. 1: 113-141. OECD (1999): The economic and social impacts of electronic commerce: preliminary findings and research agenda.Paris: OECD. Available at http://www.oecd.org/dataoecd/3/12/1944883.pdf (accessed 20 August 2010). Orlikowski, W. & Barley, S. 2001. "Technology and Institutions: What can Research on Information Technology and Research on Organizations Learn from Each Other?" MIS Quarterly 25: 145-65). Payne, P.L. 1967. The Savings Bank of Glasgow, 1836-1914. In P. L. Payne (ed.), Studies in Scottish Business History. London: Cass. Ross, D.M. 2002. “«Penny Banks» in Glasgow, 1850-1914”. Financial History Review 9: 21-39. Ruiz Kaiser, J. 1986: “Incorporación de las N.T. en una entidad financiera: experiencia en «La Caixa»”. Adecuación de las nuevas tecnologías de la información (NTI) al sector financiero. Proceedings of I Encuentro con Entidades Financieras. Madrid: Fujitsu España SA: 48-79. Telefónica. 1998. 25 años de transmisión de datos, Madrid: Telefónica. Tortella, G. 1974. Las magnitudes monetarias y sus determinantes. In G. Tortella (ed.), La banca española en la Restauración. Madrid, Banco de España. 1: 457-521. Whittington, R. & Mayer, M. 2002. European Corporation Strategy, Structure and Social Science. Oxford, Oxford University Press. Whittington, R., Meyer, M. & Curto, F. 1999. “Chandlerism in Post-war Europe: Strategy and Structural Change in France, Germany and the UK, 1950-1993”. Industrial and Corporate Change 8, no. 3: 519-551. Yates J. 1999. “The Structuring of Early Computer Use in Life Insurance”. Journal of Design History 12, no. 1: 5-24. Yates, J. 2005. Structuring the Information Age. Baltimore, The Johns Hopkins University Press. |
URI: | https://mpra.ub.uni-muenchen.de/id/eprint/25966 |