Munich Personal RePEc Archive

Indian microfinance: lessons from Bangladesh

Sarker, Debnarayan (2008): Indian microfinance: lessons from Bangladesh. Published in: Economic and Political Weekly , Vol. XLIII, No. 1 (2008)

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That more than three-fourths of old SHGs in every year remain outside credit linked further with mainstream banks in India makes the doubt whether old SHGs are becoming non-existent within a very short period of their formation. The re-survey to some previously productive SHGs makes the doubt stronger. But to set up a successful enterprise by poor SHG members’ households to earn a sustainable living under microcredit programmes of Grameen Bank, Bangladesh, loans are received by their borrowers in a continuous sequence; and to this process, ‘customer-made credit service’ and ‘flexible loan’ are locally designed a best suited for borrowers

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