Indian microfinance: lessons from Bangladesh

Sarker, Debnarayan (2008): Indian microfinance: lessons from Bangladesh. Published in: Economic and Political Weekly , Vol. XLIII, No. 1 (2008)

Abstract

That more than three-fourths of old SHGs in every year remain outside credit linked further with mainstream banks in India makes the doubt whether old SHGs are becoming non-existent within a very short period of their formation. The re-survey to some previously productive SHGs makes the doubt stronger. But to set up a successful enterprise by poor SHG members’ households to earn a sustainable living under microcredit programmes of Grameen Bank, Bangladesh, loans are received by their borrowers in a continuous sequence; and to this process, ‘customer-made credit service’ and ‘flexible loan’ are locally designed a best suited for borrowers

• Item Type: MPRA Paper
• Language: English
• Keywords: self help groups; microcredit; Grameen Bank; flexible loan
• Subjects: A - General Economics and Teaching > A1 - General Economics > A13 - Relation of Economics to Social Values; A - General Economics and Teaching > A1 - General Economics > A10 - General

References

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Sarker, D. and Dey, S. 2005b : ‘Targeting the Poor , Increase in Income and Social Implications under SHG-led Microcredit Programme in West Bengal’ , The Asian Economic Review , The Journal of the Indian Institute of Economics ,Vol. 47 ,No. 3 ,December

Sen., M. 2000: ‘Self-help Groups and Microfinance: Study of Rural Credit in West Bengal’ Draft Report, State Institute of Panchayats and Rural Development, Kalyani, Nadia, November

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