Vuong Quoc, Duy (2011): Are households’ poverty levels in Mekong Delta of Vietnam affected by access to credit?
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This paper investigates the impact of access to formal credit on household poverty in Mekong Delta (MD) – Vietnam. The analysis is based on some indicators of household poverty such as households’ total assets, educational costs, healthcare costs, food consumption, non-farm expenses, off-farm expenses and total income. Based on the given indicators, a comparison is made between borrowers and non-borrowers in a sample of 325 households using the Matching Methods. The findings suggest that the borrowers are better off in education expenditure, healthcare expenses, and total income than those of non-borrowers. The results show that access to formal credit is likely to reduce poverty levels among rural households in Mekong Delta.
|Item Type:||MPRA Paper|
|Original Title:||Are households’ poverty levels in Mekong Delta of Vietnam affected by access to credit?|
|English Title:||Are households’ poverty levels in Mekong Delta of Vietnam affected by access to credit?|
|Keywords:||Formal credit, propensity score matching, household welfare, individual and group based lending|
|Subjects:||G - Financial Economics > G2 - Financial Institutions and Services
O - Economic Development, Innovation, Technological Change, and Growth > O2 - Development Planning and Policy
I - Health, Education, and Welfare > I3 - Welfare, Well-Being, and Poverty
E - Macroeconomics and Monetary Economics > E5 - Monetary Policy, Central Banking, and the Supply of Money and Credit
|Depositing User:||Duy Vuong Quoc|
|Date Deposited:||16. Dec 2011 00:15|
|Last Modified:||11. Feb 2013 22:04|
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