Solutions Pratiques au Problème de Financement des PME au Cameroun

NGUENA, Christian L. (2013): Solutions Pratiques au Problème de Financement des PME au Cameroun. Published in: ICBE Policy Brief No. 32 (28 August 2013): pp. 1-5.

Abstract

The role of small and medium enterprises (SMEs) in the fight against unemployment and economic activity stimulation is well established. Until today and due to lack of funding, Cameroon suffers of an unsustainable private sector constituted by SMEs at more than 90%; A situation which tends to increase with the advent of financial crisis. The survival of SMEs therefore commands the implementation of an effective funding mechanism, which is the cornerstone of their health and development. With this framework and based on a study we undertaken, this policy brief proposes different actions policy maker can take to solve the problem of funding deficit that suffered Cameroonian SMEs. As resume: • The state should develop and maintain cleansing policy and facilitating SMEs financing mechanisms; • The promoters of SMEs and entrepreneurs should challenge and correct their behavior detrimental to the search for funding; • And finally, the financial institutions should, as the state, facilitating the process of SMEs financing.

• Item Type: MPRA Paper
• English Title: Practical Solution for SMEs Financing Deficit in Cameroon
• Language: French
• Keywords: SMEs, Financial institution, Investment climate, Financial deficit, Asymmetric information.
• Subjects: G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages; G - Financial Economics > G2 - Financial Institutions and Services > G28 - Government Policy and Regulation; M - Business Administration and Business Economics ; Marketing ; Accounting ; Personnel Economics > M2 - Business Economics

References

1) IMF/IFS Data base, (2011), www.imf.org/external/data.htm

2) INS Data base, (2012), www.statistics-cameroon.org/

3) MINPMEESA (ministère des petites et moyennes Entreprises, de l’Économie sociale et de l’Artisanat), (2009), Étude sur la Formulation du Plan Directeur (M/P) pour le Développement des Petites et Moyennes Entreprises en République du Cameroun, Rapport Final, Agence Japonaise de Coopération Internationale, Unico International Corporation, IDD-JR-08-069.

4)Nguena, C. L., (2013), « Le financement des PME au Cameroun dans un contexte de crise financière », CIEA-FR Rapport de recherché final. http://mpra.ub.uni-muenchen.de/49417/1/MPRA_paper_49417.pdf