Munich Personal RePEc Archive

Vybrané faktory ovlivňující zapojení žen v mikrofinancích

Janda, Karel and Van Tran, Quang and Zetek, Pavel (2014): Vybrané faktory ovlivňující zapojení žen v mikrofinancích.

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Abstract

This paper investigates the possible reasons why many microfinance institutions (MFIs) have gradually experienced a decrease in the share of female borrowers in their portfolios over the last few years. We confirm that the share of women may be decreasing due to the growing dependence of the MFIs on their own financial sources. At the same time the decrease of the share of female borrowers is accentuated by their growing integration into the agricultural sector. Our results further show that share of women is also strongly dependent on the macroeconomic variables: economic growth, household consumption, wage, education, social environment and employment policy. All these indicators have a positive impact on the share of women participating in the microfinance programs.

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