Сравнение институциональной структуры банковских систем России и Китая

Vernikov, Andrei (2014): Сравнение институциональной структуры банковских систем России и Китая. Published in: Dengi i kredit No. 11 (15 November 2014): pp. 1-20.

Abstract

We use statistical data for the period 2000-2013 to compare the macro-level architecture and institutional features of the banking systems in China and Russia. Both countries have a hierarchical multi-tier banking system headed by a few core state-controlled banks that combine commercial activities with the activity of a development institution. We highlight selected aspects of the Chinese experience such as: conservatism in approving new banking licences; parallel evolution of various types of banking institutions operating in different market niches; care about systemically important institutions; enhancement of competition without a free market access for foreign banks; relevance of commercial bank loans for the fixed assets investment performed by non-financial companies.

• Item Type: MPRA Paper
• English Title: Comparing the institutional structure of Russian and Chinese banking systems
• Language: Russian
• Keywords: China; Russia; banks; government
• Subjects: G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages; G - Financial Economics > G2 - Financial Institutions and Services > G28 - Government Policy and Regulation; P - Economic Systems > P3 - Socialist Institutions and Their Transitions > P34 - Financial Economics; P - Economic Systems > P5 - Comparative Economic Systems > P52 - Comparative Studies of Particular Economies

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