Munich Personal RePEc Archive

Сравнение институциональной структуры банковских систем России и Китая

Vernikov, Andrei (2014): Сравнение институциональной структуры банковских систем России и Китая. Published in: Dengi i kredit No. 11 (15. November 2014): pp. 1-20.


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We use statistical data for the period 2000-2013 to compare the macro-level architecture and institutional features of the banking systems in China and Russia. Both countries have a hierarchical multi-tier banking system headed by a few core state-controlled banks that combine commercial activities with the activity of a development institution. We highlight selected aspects of the Chinese experience such as: conservatism in approving new banking licences; parallel evolution of various types of banking institutions operating in different market niches; care about systemically important institutions; enhancement of competition without a free market access for foreign banks; relevance of commercial bank loans for the fixed assets investment performed by non-financial companies.

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